Easy application online and from your mobile on-the-go
Funds transferred quickly to your account when approved
Loan amounts offers from $200 to $3,000
Loans suited to your personal needs and circumstances
Step 1
Complete our secure online form
Step 2
If connected to a lender, review the offer presented. If no lender offers you a loan you may receive offers for debt relief, credit repair or similar services
Step 3
If you accept the offer, you may need to provide additional information to the lender. If finalized, receive funds in your account as soon as the next business day
Loan Information
APR Disclosure and Range
QuicknCash is not a lender – as such, we do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders. Qualified consumers can get a loan with APR Rates ranging from as low as 6.99% and loans repayment period of 61 to 90 days. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner. Although some providers offer rates from 6.99% APR rates that low are only available to certain customers. Important Information: Some lenders and services may not be accessible to residents of all States based on lender’s preferences and legislation particular to that State.
The following table represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender and/or lending partner. The repayment terms are for close end loan products, and is not reflective of all loan products offered in our network. However, The minimum repayment period for any loan will be 90 days from the date the loan is issued. The maximum repayment period is 3 years
| Loan Amount | Interest Rate | Loan Term | Fee | Fee Cost | Repayment | APR | Total Repayments | Total Costs |
|---|---|---|---|---|---|---|---|---|
| $2,000 | 29.82% | 12 months | 29.82% | $2,000 | $2,000 | 29.82% | $2,000 | $2,000 |
| $2,000 | 29.82% | 12 months | 29.82% | $2,000 | $2,000 | 29.82% | $2,000 | $2,000 |
| $2,000 | 29.82% | 12 months | 29.82% | $2,000 | $2,000 | 29.82% | $2,000 | $2,000 |
| $2,000 | 29.82% | 12 months | 29.82% | $2,000 | $2,000 | 29.82% | $2,000 | $2,000 |
| $2,000 | 29.82% | 12 months | 29.82% | $2,000 | $2,000 | 29.82% | $2,000 | $2,000 |
| $2,000 | 29.82% | 12 months | 29.82% | $2,000 | $2,000 | 29.82% | $2,000 | $2,000 |
| $2,000 | 29.82% | 12 months | 29.82% | $2,000 | $2,000 | 29.82% | $2,000 | $2,000 |
Representative Example (Qualified Customers) (2)
If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
What is a short term loan?
Short term loans are designed around addressing an immediate financial need or emergency. This could be an unexpected medical bill, a broken down car or an urgent boiler repair, etc. The loan amount range is usually up to $1,000 and the term can range from under 30 days for a payday style loan to monthly or weekly installments for an installment style loan
How does QuickNCash work?
We provide an online marketplace connecting borrowers with trusted lenders to support Americans in need. Our website makes the process of finding a lender to meet your needs faster and easier! Avoid wasting hours of your time applying individually on several websites, and simply apply by submitting your information to our vast network of lenders through one easy application
Will QuickNCash charge me for using its service?
There is no cost to fill out a form and submit your information through our website. As a marketplace, we work to connect you with a prospective lender and receive a commission. We do not receive any information that allows us to evaluate or compare offers from potential lenders. Please carefully review any offer you receive from a lender to make sure it meets your needs and you fully understand the terms before proceeding to take out a loan.
Can I get a loan with poor credit?
Qualifying with a short-term lender can be easy and they are used to working with people in many different situations. Here are the basic qualifications: Currently employed or receiving regular income:
- Make at least $800 per month
- 18 years of age or older and a U.S. resident
- Have an active checking account
- Other requirements may apply based on the individual lender
How quickly will the funds be deposited?
If a lender offers you a loan with terms and you accept straight away, it is possible to get the money deposited into your account within 1-2 business days. It can take up to a few days if you are accepting a loan offer on a weekend, holiday, or any other non-business day. It may affect how long it will take for you to get your money; in these cases, it may take a bit longer.
